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The program has been running for over a month “The job“in the framework of which you can apply for a grant to start your own business.

In total, 748 successful applications for state grants have already been approved in Ukraine. 172.5 million hryvnias will be transferred to them, as stated in the “MB” publication.

For data “Savings Bank“, in Bukovini, 131 people submitted applications for robots, programs. Among them, all stages of verification passed 89 applications worth 20.6 million hryvnias.

Among the applicants, 68% have a positive business reputation, 32% – a negative one.

84% of the applicants spend the grant amount on the purchase of equipment, 15% on the purchase of raw materials and materials, 1% on leasing equipment. Among them 58% – FOPI, 32% – individuals and 10% legal entities.

Another direction in terms of the number of applicants is support for processing enterprises. Bukovinci residents submitted 15 applications for grants in this area. Of them, 11 requests were satisfied.

With the help of the received funds, Bukovinians are modernizing their own enterprises for the production of finished products.

Also, three requests came from agrarians for grants for development of greenhouse farming and horticulture. Two of them are satisfied.

“In the first days, people applied en masse“

Nataliya Gerzhetska, deputy head of the branch of the Chernivtsi regional administration, told about the verification process of the application at the first stage in Oschadbanku. “Savings Bank“.

– When checking, many aspects are taken into account: the client’s positive reputation, his credit history, the presence of tax debt before the state, executive proceedings, court decisions and other factors that affect the client’s business reputation. Є part of the applications that are already at the first stage vidsivayutsya. After all, a client cannot claim to receive a grant if, for example, he has outstanding loans from banks, – says Nataliya Gerzhetska.

Nataliya GAVRADA, head of the information robot sector of the Chernivtsi Regional Employment Center, explains the procedure for checking the business plan and issuing a grant for the creation of your business.

– First, the application is checked “Savings Bank“. There they view the project and give an opinion. If it is positive, the request will be forwarded to us. We are reviewing a business plan. If you don’t have it, or you have incorrectly calculated taxes and fees, we even invite a person to an interview. If the plan is more or less not bad, it’s all calculations, then we’ll have a conversation. My main attention during the interview is on the business plan. After the review, we transfer this application to the State Employment Center. They will review the recommended applications and make a final decision. If the request is approved, people in “Actions“ there is a message about this. After that, she should turn to “Savings Bank“ to sign a contract with them, – says Natalia Gavrada.

He says that the largest number of applications were submitted in the first days, when the program started working

– We receive a large number of requests. The first wave was the most massive. People were afraid that funding would run out, and they wouldn’t have time to get a grant. They have already created two commissions for me, because one physically did not have time to conduct as many interviews. In the first wave, July 1-10, there were almost a hundred requests. 54 people invited me to the first interview. About half of this number was recommended to the State Employment Center. They hit only 16 people. In the next wave, for July 11-24, fewer people were guessed – only 6. After all, much more clarifications appeared in us about how we should evaluate applications, – says the envious woman of the information robot sector of the Chernivtsi regional employment center.

“I calculated the most errors“

A lot of requests are rejected due to calculation errors. After all, people who are just starting their business do not understand this until the end.

– There were a lot of powerful business projects. But some small mistakes in my calculations. People, especially those who do not have accountants and only plan to start their own business, make mistakes when calculating wages, taxes and fees. Most of those recommended to me are people who want to expand their own business. For example, a man who grows mushrooms. He already has one camera, but he wants to buy 3 more. They also gave me a business plan for the creation of a new line for the production of chairs in Chernivtsi. They hit the making of wooden toys. The entrepreneur already has a woodworking production. And in it there are opportunities to make a cordon toy. There are many business plans for creating bakeries, coffee shops, pizzerias, pubs with craft beer and other catering establishments. But many people make mistakes in their calculations, and the minds of the project are quite strict – says Nataliya Gavrada.

A grant is awarded for the purchase of equipment and raw materials. However, people register there and repair premises, huge sums of rent and advertising services, says Ms. Nataliya.

– Bukovinci are interested in developing their business or creating a new one. People are ready to invest their money in it. On Wednesday, August 17, the Cabinet of Ministers introduced changes to the procedure for receiving micro-grants.

From now on, there was an opportunity to update the business plan and re-examine it. Also, the list of purposes for using the grant has been expanded. Money can also be spent on advertising and marketing services (no more than 10% of the grant), rent for non-residential premises (no more than 25%), orendu equipment (no more than 10%).

Counseling on obtaining micro-grants takes place daily from 9:00 a.m. to 5:00 p.m., from Monday to Friday, in the Telegram-channels of the online support of the Chernivtsi Regional Employment Center or by phone number: 52-32-50.

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